A couple months into this digital art thing (brand new to me unless you count previous MS Paint dabblings).
Conclusion: a stylus would be really great. Fingerpainting is good for some things, but definitely not a motion i have as much control over in some situations and applications. But that will have to wait.
Otherwise, it is wonderful and great, it is a time and labor-saver, devoid of hand cramps and messy spills, stains, graphite powder and eraser leavings, all that. And undo, erase, and most of all layers! are awesome.